Commissary Benefits as well as Your Labor force
https://www.evernote.com/shard/s334/sh/032b174f-0687-4979-9fbe-7a0aa7e72ab5/002dca953da002e95ec4cb026f12f0df
Employees pay for non-reimbursed expenses from these accounts. Regrettably, flexible-spending accounts are "use-it-or-lose-it" accounts; meaning that any funds leftover at the end of the year can't be "rolled over,"