휴대폰결제현금: 10 Things I Wish I'd Known Earlier
https://www.goodreads.com/topic/show/19846532-think-you-re-cut-out-for-doing-take-this-quiz
So, you have long gone into better education. You now deal with loads of debts. To start with you might get a financial loan, then A different loan, And eventually must use credit cards just to survive.